Instant Life Insurance Quote Florida FL
Reader’s Question:
I know that I can get instant life insurance quote on the net? Does this mean I don’t need an agent anymore in Florida?
Tanya
Jacksonville FL
A lot of people lately has been asking about instant life insurance quote. I’m assuming more and more people are starting to understand the power of the internet. Does this mean the end of the insurance agent? In 2006, there were an estimated 436,000 insurance agents in the US. About 50% of them worked for either brokerages or insurance agencies. An estimated 23% directly worked for the insurance companies. Self-employed insurance agents comprised around 26% of the total. Although a large number of agents specialize in health insurance or life insurance, more and more agents are now becoming what we call as “multi-line” agents since they sell all kinds of insurance in Florida.
According to the U.S. Department of Labor’s Bureau of Statistics, the this number is expected to grow until 2016. Specifically around 13%. This rate is just as fast compared to other occupations. Despite the internet’s ability to give you instant life insurance quote, it seems for now to have little effect on the job security of insurance agents. The internet has actually made the agents’ lives easier. With companies now automating the processing of their claims and policies, agents now have extra time to take in more clients.
The demand for agents depends mainly on the number of insurance products. With medicine helping people live longer, experts in the industry say that these could lead to increase sales of health insurance, which would mean that more agents will be needed. Once the economy recovers and new businesses start to emerge, more insurance will be needed.
This is not just the reason why I think that agents are here to stay. Even with the internet, a lot of people still want to talk about their plans and policies to a real person rather than a computer. An agent can also advise you what to do if you lack the skill and know-how in buying an insurance. A computer may give you instant life insurance quote but an agent can help you get the right insurance for you. My advice to you Tanya is go talk to an agent now.