Buy Jacksonville FL term life insurance online

 

Reader question:

Will I be asked if I drink when I apply to buy Jacksonville FL term life insurance online?

Max

Great question, Max.

Drinking is a bit more complicated than smoking. While smoking is never good for you, although it sometimes can’t hurt you too much if you rarely do it, some doctors have found that having a glass of wine now and then can actually be good for you. So why would that hurt you when you buy Jacksonville FL term life insurance online? It probably won’t. But that doesn’t mean that the guy who downs twelve Bud Lights a night (but it’s LIGHT beer, you guys! You guys!) is going to slip right on through the same little loophole.

Drinking excessivly can harm your liver, your teeth, and worst of all, your life expectancy, and so naturally when you buy Jacksonville FL term life insurance online, the company will have to draw that line between a glass of wine from time to time and frat party style drinking.

Normally, you can still get preferred life insurance rates if you drink less than two drinks a day, be they beer or tequila. If you drink two or more, then you go down to standard. Four or more, and you’re even out of standard, which means you’ll have to buy a rated policy.

take care,

Fashun

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