Cancer Survivor Life Insurance Jacksonville Florida FL

Reader’s Question:

I’ve had treatment for cancer and although the tumor has been removed I am still under observation for the next couple of years, Do you think I can still get a life insurance provider here in Jacksonville, Florida?

Sandy

Jacksonville, FL

You may be able to get a life insurance policy but it would still depend on the kind of cancer you have had and how long its been after your treatment. Most life insurance providers will want to wait a year or so to make sure that the tumor or cancer cells would not be coming back. If you were looking to get life insurance coverage while you where undergoing treatment for cancer then you would have had an almost-zero chance of getting approved so you are actually in a more advantageous position right now by having survived cancer treatment.

Most of the providers that may provide you life insurance coverage there in Jacksonville, Florida would have some additional amount or surcharges added to your policy for about a year or two into your coverage. As soon as there is no longer a possibility of having a relapse then the said additional premiums are removed and if you are relatively healthy, you can expect to have a standard or even a preferred rate on your life insurance. Also, it may beneficial to keep your medical records to show how well you are recovering after having the Big C. Some providers may require you to submit these medical records on a regular basis to keep track of your life insurance rates. Hope you recover full and as soon as possible.

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